When you make the decision to buy life insurance, you face a whole new batch of research that needs to be done. One of the common questions that comes up is whether to buy life insurance from a “mutual” life insurance company vs. a publicly owned company. Well, that’s all up to you, but here [...]
How Much Life Insurance Does a Person Really Need?
If you have family members that depend on you and your income than you need life insurance. The question is: How much? Well you might be surprised to know that many people have too much. Insurance agents are salesman. It’s a fact that when you buy more [...]
Death and Taxes in Life Insurance
As the saying goes, there are only two things that are certain in this life: death and taxes. So it seems imperative that we prepare for both. That’s why we look into life insurance and why many people come up with the same question: Do I have to pay taxes [...]
Term Life Insurance After Cancer and Other Impaired Risks
Battling cancer on it’s own is probably one of the toughest things the average person could go through in their lifetime. Not just for them, but for their families as well. It exhausts every last resource you have physically, emotionally and even financially. But with the medical [...]
How to Look Out for Your Family and Your Business
Life insurance is a financial priority for everyone, but it’s especially valuable if you own a business, or even if you’re thinking about starting one. As a business owner, you have a lot more at stake than other policy holders because you don’t have a group [...]
Getting Term Life Insurance Later in Life
A lonely sailor once wrote that his only worries on the open sea were with the rise and fall of the swells he sailed. We on land, however, may have a far different outlook. As we age, it is no surprise that we go through worrying phases in life. [...]
Why Me? Why Now? How Much?
Many of us make the mistake in thinking that because of our current circumstances, we don’t need to think about life insurance…not yet anyway. We’re either too young, too old, too rich, or too poor. The excuses… I mean “reasons” vary from one situation to the next. The problem with [...]
