Life Insurance Claims - How to collect and What Can Go Wrong

When a loved one dies - there’s not a standard process for submitting life insurance claims to the insurance company and then receiving the death benefit. In fact, no two life insurance claims are ever the same. It’s an unfortunate reality that the majority [...]

Most people at this stage have a general understanding of a permanent life insurance policy. What you may not know are the cause and effects of the different types of permanent life policies. As you continue reading, we’ll explain the difference between Whole Life, Universal Life, Variable Life, Variable Universal Life, Single-Premium Life and Survivorship [...]

If you’re shopping for term life insurance, you may already be familiar with some of the more basic ideas and terms of what it is you’re getting. You have an understanding that coverage is only available for a certain, pre-set number of years and that should one die after that term has ended… no death [...]

When I got my first job, I remember looking at my paycheck as my jaw hit the floor. I ran to my mom complaining about how I worked 10 hours making $5.75 an hour, but there certainly was NOT $57.50 on my check! I’ll never forget the first time I heard it: “Honey, there are [...]

How Much Life Insurance Does a Person Really Need?
If you have family members that depend on you and your income than you need life insurance. The question is: How much? Well you might be surprised to know that many people have too much. Insurance agents are salesman. It’s a fact that when you buy more [...]