The main reason you purchase a life insurance policy is so that you and your family are protected from a financial disaster if something unexpected were to happen.  Because it’s so important, we want the best policy available. This usually means the cheapest option with the most perks. But a lot of insurance being sold [...]

If you’re shopping for term life insurance, you may already be familiar with some of the more basic ideas and terms of what it is you’re getting. You have an understanding that coverage is only available for a certain, pre-set number of years and that should one die after that term has ended… no death [...]